Mobile Home Insurance in Palm Desert, CA
Mobile homes are exposed to the same risks as standard homes. At Rhino Insurance Brokerage LLC, we’re here to help homeowners find a policy that matches their budget and coverage needs.
What Does It Cover? 
Standard mobile home insurance policies may offer the following coverages:
- Dwelling coverage can cover the repair of your home’s physical structure after a covered event like fire, theft, certain weather conditions or vandalism.
- Personal property coverage can cover the replacement of your appliances, clothes, electronics and furniture, depending on policy limits.
- Other structures coverage can cover damage to detached structures like fences and sheds.
- Liability coverage can help pay for related expenses if a third party is injured on your property.
- Loss of use coverage can cover accommodation, meals and other expenses if a covered risk damages your home, forcing you to move out temporarily.
Talk to your agent if you’re interested in additional coverage for flood or high-value items like collectibles, fine art or jewelry.
Is It Required?
While mobile home insurance isn’t typically required by law, some lenders may ask for proof of coverage if you have a mortgage. Regardless of requirements, it’s recommended that you insure your mobile home against unexpected risks that may result in significant financial losses.
How Much Does It Cost to Insure My Mobile Home?
Numerous factors can influence the cost of mobile home insurance. These may include
- Location
- Claims history
- Age and size
- Value of the mobile home
- Coverage limits
- Deductible
Get Covered Today
Contact Rhino Insurance Brokerage LLC to learn more about our mobile home insurance or request a personalized quote.