March 27, 2025
rhinoagencyHow to Lower Your Commercial Auto Insurance Premiums in California
Managing commercial auto insurance premiums can be a significant challenge for businesses in California. However, there are several strategies you can employ to reduce these costs while maintaining adequate coverage for your business vehicles. Tips to Lower Your Business’s Auto Insurance Premiums Consider the following tips to lower your commercial auto insurance premiums: Choose the […]
February 25, 2025
rhinoagencyWhat Kind of Coverage Does My Trucking Company Need?
Running a trucking company typically involves navigating a complex landscape of risks and responsibilities. Ensuring you have the right insurance coverage is critical to financially safeguarding your business, assets and employees. Understanding the different types of coverage, from primary liability to cargo insurance, can empower you to make well-informed decisions about your insurance portfolio. Trucking […]
January 21, 2025
rhinoagencyThe Different Types of Business Insurance and What They Cover
Running a business involves various risks, from property damage to legal liabilities. Business insurance is essential to protect your company from potential financial losses. Types of Business Insurance Explained The following are some common types of business insurance and what they cover: General liability insurance—This policy is essential for any business. It can offer financial […]
December 18, 2024
rhinoagencyHow to Make Sure Your Commercial Auto Policy Covers All Drivers
Ensuring that your commercial auto insurance covers all drivers is essential for protecting your business from potential liabilities and financial losses. Whether you operate a small business with a few vehicles or a large fleet, having appropriate coverage for all drivers is crucial. Understand Your Commercial Auto Insurance Policy’s Terms and Conditions The first step […]
November 25, 2024
rhinoagencyUnderstanding Auto Insurance Deductibles—What You Need to Know
Knowing how deductibles work, the trade-off between premium costs and out-of-pocket expenses and how to choose the right deductible can help you make informed decisions about your auto insurance coverage. How Deductibles Work A deductible is the amount you agree to pay out of pocket before your auto insurance coverage kicks in for a claim. […]
October 8, 2024
rhinoagencyFall Maintenance Tips That Could Impact Your Home Insurance Coverage
In , , the fall season doesn’t bring the same weather challenges as many other regions, but there are still necessary steps to take to maintain your home and protect it from potential risks. With a hot desert climate, fall preparation focuses less on cold weather and more on keeping your home’s systems and protecting […]
September 25, 2024
rhinoagencyWho Needs Commercial Auto Coverage?
If you’re unsure whether your business needs commercial auto insurance coverage, here’s a breakdown to help you determine if it’s right for you. Businesses With Company Vehicles If your business owns or leases vehicles that are used for work-related tasks, commercial auto coverage is essential. Whether your fleet includes delivery vans, service trucks or company […]
August 26, 2024
rhinoagencyHow Natural Disasters Affect Auto Insurance Claims
Natural disasters can strike any time, leaving devastation in their wake and impacting countless aspects of life. These catastrophic events can significantly affect auto insurance claims and overall insurance costs. Natural disasters—such as hurricanes, floods, wildfires and tornadoes—can cause extensive damage to vehicles. How these disasters affect your auto insurance claims depends on the type […]
January 19, 2024
AgencyWhy You Should Work With an Independent Insurance Agency
Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]